Tag: Paypal

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Here’s a quick rundown of these three major ecommerce providers and how they compare to each other. In my 25+ years of ecommerce rollouts, I have dealt with Stripe, Square and Paypal implementations as well as deployments with other providers like Authorize.net, Beanstream (WorldPay), Moneris and others. I really think the three in this article can satisfy most use cases.

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• Primarily focused on online payments
• Offers more robust developer tools and customization options
• Better suited for large-scale e-commerce and software platforms
• Stronger international presence and multi-currency support

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• Originated as a point-of-sale (POS) solution for in-person transactions
• Offers a more comprehensive ecosystem for small businesses (POS, inventory, payroll)
• User-friendly interface, easier setup for non-technical users
• Stronger in-person payment solutions, including hardware

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Comparing to Stripe and Square:

• Fees: Generally higher than both Stripe and Square for standard transactions
• Implementation: More widely recognized by consumers, but less developer-friendly than Stripe
• Reputation: Stronger consumer trust, but more frequent complaints about account issues compared to Stripe and Square

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Fees:

• Standard online transaction fee: 2.9% + $0.30 per transaction
• International cards: Additional 1% fee
• ACH transfers: 0.8% (capped at $5)

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Fees:

• Standard in-person transaction fee: 2.6% + $0.10 per transaction
• Online transaction fee: 2.9% + $0.30 per transaction
• Keyed-in transactions: 3.5% + $0.15 per transaction

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Fees:

• Standard online transaction fee: 3.49% + $0.49 per transaction
• In-person transactions (with PayPal Here): 2.7% per swipe
• International transactions: Additional 1.5% fee
• Micropayments (under $10): 5% + $0.05 per transaction

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Implementation by third-party providers:

• Widely supported by e-commerce platforms (e.g., Shopify, WooCommerce)
• Extensive APIs and libraries for custom integrations
• Popular among SaaS and subscription-based businesses

(Editor’s note: we really like implemented Stripe for clients)

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Implementation by third-party providers:

• Integrated with many POS systems and small business software
• Offers ready-made solutions for various industries (retail, restaurants)
• Less common for custom software integrations compared to Stripe

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Implementation by third-party providers:

• Widely supported by e-commerce platforms (e.g., Shopify, WooCommerce, Magento)
• Offers various integration options, including standard buttons and custom checkout
• Popular among small to medium-sized businesses and individual sellers
• Less extensive API offerings compared to Stripe, but more than Square

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Public sentiment and reputation:

• Generally well-regarded for developer-friendly tools and documentation
• Praised for reliability and scalability
• Some criticism for complex pricing structure and account stability issues

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Public sentiment and reputation:

• Appreciated for ease of use and all-in-one small business solutions
• Positive reputation for in-person payment processing
• Some concerns about customer support responsiveness

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Public sentiment and reputation:

• Known for its widespread consumer adoption and trust
• Appreciated for its buyer and seller protection policies
• Criticized for account freezes and holds, especially for high-volume sellers
• Mixed reviews on customer support quality

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