Tag: Stripe

  • Stripe vs Square vs Paypal

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    Here’s a quick rundown of these three major ecommerce providers and how they compare to each other. In my 25+ years of ecommerce rollouts, I have dealt with Stripe, Square and Paypal implementations as well as deployments with other providers like Authorize.net, Beanstream (WorldPay), Moneris and others. I really think the three in this article can satisfy most use cases.

    [/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ admin_label=”row” module_class=”sticky-headers” _builder_version=”4.25.2″ positioning=”none” position_origin_f=”top_center” width=”100%” max_width=”1920px” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_heading title=”Stripe” admin_label=”Stripe Heading” _builder_version=”4.25.2″ _module_preset=”default” global_colors_info=”{}”][/et_pb_heading][/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_heading title=”Square” admin_label=”Square Heading” _builder_version=”4.25.2″ _module_preset=”default” global_colors_info=”{}”][/et_pb_heading][/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_heading title=”Paypal” admin_label=”Paypal Heading” _builder_version=”4.25.2″ _module_preset=”default” global_colors_info=”{}”][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.25.2″ _module_preset=”default” width=”100%” max_width=”1920px” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.25.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.25.2″ _module_preset=”default” global_colors_info=”{}”]
    • Primarily focused on online payments
    • Offers more robust developer tools and customization options
    • Better suited for large-scale e-commerce and software platforms
    • Stronger international presence and multi-currency support
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    • Originated as a point-of-sale (POS) solution for in-person transactions
    • Offers a more comprehensive ecosystem for small businesses (POS, inventory, payroll)
    • User-friendly interface, easier setup for non-technical users
    • Stronger in-person payment solutions, including hardware
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    Comparing to Stripe and Square:

    • Fees: Generally higher than both Stripe and Square for standard transactions
    • Implementation: More widely recognized by consumers, but less developer-friendly than Stripe
    • Reputation: Stronger consumer trust, but more frequent complaints about account issues compared to Stripe and Square
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    Fees:

    • Standard online transaction fee: 2.9% + $0.30 per transaction
    • International cards: Additional 1% fee
    • ACH transfers: 0.8% (capped at $5)
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    Fees:

    • Standard in-person transaction fee: 2.6% + $0.10 per transaction
    • Online transaction fee: 2.9% + $0.30 per transaction
    • Keyed-in transactions: 3.5% + $0.15 per transaction
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    Fees:

    • Standard online transaction fee: 3.49% + $0.49 per transaction
    • In-person transactions (with PayPal Here): 2.7% per swipe
    • International transactions: Additional 1.5% fee
    • Micropayments (under $10): 5% + $0.05 per transaction
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    Implementation by third-party providers:

    • Widely supported by e-commerce platforms (e.g., Shopify, WooCommerce)
    • Extensive APIs and libraries for custom integrations
    • Popular among SaaS and subscription-based businesses

    (Editor’s note: we really like implemented Stripe for clients)

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    Implementation by third-party providers:

    • Integrated with many POS systems and small business software
    • Offers ready-made solutions for various industries (retail, restaurants)
    • Less common for custom software integrations compared to Stripe
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    Implementation by third-party providers:

    • Widely supported by e-commerce platforms (e.g., Shopify, WooCommerce, Magento)
    • Offers various integration options, including standard buttons and custom checkout
    • Popular among small to medium-sized businesses and individual sellers
    • Less extensive API offerings compared to Stripe, but more than Square
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    Public sentiment and reputation:

    • Generally well-regarded for developer-friendly tools and documentation
    • Praised for reliability and scalability
    • Some criticism for complex pricing structure and account stability issues
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    Public sentiment and reputation:

    • Appreciated for ease of use and all-in-one small business solutions
    • Positive reputation for in-person payment processing
    • Some concerns about customer support responsiveness
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    Public sentiment and reputation:

    • Known for its widespread consumer adoption and trust
    • Appreciated for its buyer and seller protection policies
    • Criticized for account freezes and holds, especially for high-volume sellers
    • Mixed reviews on customer support quality
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